Services

The full FX surface, curated.

Trading desks usually pick a lane. We chose all of them. Spot through 24-month forwards, multi-currency accounts, mass payments, and crypto on and off-ramp, all from one regulated team.

FCA-regulated partners
Funds ringfenced
Compliance-first
Personal account manager
The full surface

From spot to crypto, one regulated desk.

Every instrument you'd expect from a treasury desk, plus the crypto rails most banks won't touch. Curated, not catalogued.

Crypto, regulated

Moving between fiat and crypto, without the labyrinth.

Most banks won't touch crypto. Most crypto exchanges don't behave like banks. We sit between the two with a regulated desk on either side, custody handled, KYC done once.

On-rampFiat → Crypto

You hold currency. You want crypto.

You bring
£
$
AED
We convert it
You receive
$

OTC desk for size. Compliance and custody handled. Settlement to your wallet of record.

Off-rampCrypto → Fiat

You hold crypto. You want it in your bank.

You send
$
We convert it
You receive
£
$
AED

Same-day fiat settlement is typical. 35+ destination currencies. Reporting that satisfies your accountant.

X Rate Capital vs the bank

Where the savings actually come from.

The rate is the headline; everything else is what makes it work in practice. Here is the side-by-side.

CapabilityX Rate CapitalTraditional bank
  • Exchange rateMid-market plus a transparent marginWide spread, often hidden
  • Settlement speedSame-day to T+2 typical3 to 5 business days
  • Account managerNamed human, by phoneBranch queue or call centre
  • Forwards / hedgingUp to 24 months, structuredLimited or unavailable
  • Mass paymentsBulk batches, multi-currencyOne-by-one entry
  • Crypto on/off rampRegulated, OTC deskNot supported
  • Multi-currency holding35+ currencies, no forced conversionLimited
  • ReportingAudit-grade, on demandStatements only
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Get your competitive quote today and see what you can save on your global exchange requirements.