HKD · Live rate

Hong Kong Dollar exchange rates

The Hong Kong dollar is pegged to the US dollar and central to Asian finance. For business, property and relocation, we price HKD transparently.

Live · ECB mid
Quote
You send
They receive
1,278.77
Versus a typical bank spread:~300.00 HKD saved
FCA-regulated partners
Funds ringfenced
Compliance-first
Personal account manager
Getting Started

Three steps to seamless global transfers.

From paying suppliers to managing payroll, we streamline your international payments so every transaction is fast, reliable, and cost-effective.

01

Open your account

Sign up securely by providing your details and verifying your identity. Our team will review your application.

02

Meet your account manager

Once approved, connect with your personal account manager to explore the platform and tailor solutions to your needs.

03

Manage your money

When ready, confidently manage currencies, make transfers, and track your transactions seamlessly.

HKD exchange — frequently asked

How do I get the best HKD exchange rate?+

Banks typically add a 2–4% margin to the HKD rate they quote. X Rate Capital works off live interbank pricing with a small, transparent margin disclosed before you confirm — so more of your money converts. Use the calculator for an indicative rate, then request a live quote.

Can I lock in a HKD rate for a future payment?+

Yes. A forward contract lets you fix today's Hong Kong Dollar rate for a payment up to 24 months ahead — useful for property, tuition or supplier contracts.

Is X Rate Capital regulated?+

Payment services are delivered through FCA-authorised partners (Sciopay Ltd FRN 927951, Equals Connect Limited FRN 671508), with client funds safeguarded at tier-1 UK banks.

Are there fees to exchange HKD?+

No account or monthly fees. We earn a small, transparent margin on the exchange rate, disclosed before you confirm the trade.

Get a quote

Tell us what you're moving and a specialist will come back with a live rate and next steps — usually within one business hour.

Indicative rates are for illustration. A live quote is provided when you speak to the desk. No account or monthly fees.